Unsecured debt is any debt that is not secured with collateral or a physical asset. Examples of unescured debt include:

credit cards, personal bank loans, merchant/gas/store cards, lines of credit, hospital/medical bills and collection agencies.


Our service cannot help you with any of the following debts, which are classified as secured debt:

home/real estate loans, auto loans (before possession), IRS tax liens, alimony, government-backed student loans and child support.